Why It Is Bad to Miss Class free essay sample

Mike Meyer Professor Calderwood Argumentation/Debate May 22, 2013 Why it is Bad to Miss Class Missing class is never a good thing, especially when you are taking a class that meets once a week. Everyone has their excuses to why they have to miss class. You could be sick, someone happened to hit your car on you way to school; there can be a death in the family, or just didn’t feel like going to class. What ever your reason is you should always strive to make it class no matter what because you miss out on lesson, you lose the classroom experience for the day, and you get marked down on your grade. First of all, the main reason why you go to class is so you can learn. You go to class to learn because you either are interested in the subject or you need to know the material so you can pass the class with a good grade. We will write a custom essay sample on Why It Is Bad to Miss Class or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Students who do not show up to class get lower marks on their test and therefore they get lower grades in the class. When you are not class you force yourself to learn the material by yourself and that is much harder to do rather than having an expert in the subject teach you. Second of all, you miss out on the classroom experience. On of the biggest advantages you have in going to class is having a teacher and classmates in a room sharing the common goal in learning. You are able to ask questions to the teacher or your classmates and you will get your answers rather than having to research for an answer on you own. Also, if either the teacher or your classmates know the answer to your question then everyone in the classroom will work together to find one. The classroom experience is one big advantage you have and not going is just making life harder on yourself. Lastly, if you don not go to class you will get marked down on your grade. A lot of classes grade you on participation and every time you don’t go to class you miss out on points. You could also not be in class and there could be a quiz or even a test and you not being at class means you get a zero on that grade. The more you miss class, the more you miss out on points for your grade to get better, and if your missing those points your grade is not staying the same, it is getting worse. In conclusion, missing class is never a good thing. We al have are excuses for missing class but do your best to be there every single day. If you do miss class just remember that you miss out on the lesson for that day, you lose the classroom experience for the day, and you get marked down on your grade. Going to class is always the right thing to do and if you do have a professor that will let you do an assignment, such as write a six hundred page paper on why it is bad to miss class to redeem the points you missed out on for the class, then you will wished that you went to class instead.

Sample final exam b Essay Example

Sample final exam b Essay Example Sample final exam b Essay Sample final exam b Essay For credit, you must show work on written questions. For example you must show calculations and not just the answer. Keep your eyes on your own exam. Academic honesty is expected. Relax and Good Luck! Formulas: Federal Funds Rate Target = Inflation Rate + Equilibrium Real Fed Fund Rate 1/2(inflation gap) + 1/2(output gap) Page 1 of 9 Multiple Choice Questions (60 points total, 2 points per question) 1) The Depository Institutions Deregulation and Monetary Control Act of 1980 A) established higher reserve requirements for nonmember than for member banks. B) established higher reserve requirements for member than for nonmember banks. C) abolished reserve requirements. D) established uniform reserve requirements for all banks. 2) The case for Federal Reserve independence does not include the idea tm A) political pressure would impart an inflationary bias to monetary policy. Politically insulated Fed would be more concerned with long-run objectives and thus be a defender of a sound dollar and a stable price level. C) policy is always performed better by an elite group such as the Fed. D) a Federal Reserve under the control of Congress or the president might mall « the so-called political business cycle more pronounced. Members Of Congress are able to influence monetary policy, albeit indirectly, through their ability to A) withhold appropriations from the Boar of Governors. B) with hold appropriations from the Federal Open Market Committee. C) propose legislation that would force the Fed to submit budget requests to Congress, as must other government agencies. D) instruct the General Accounting Office to audit th e foreign exchange market functions of the Federal Reserve. 4) Excess reserves are equal to A) total reserves minus discount loans. B) vault cash plus deposits with Federal Reserve banks minus required reserves. C) vault cash minus required reserves. D) deposits with the Fed minus vault cash plus required reserves. 5) Spoof that from a new checkable deposit, First National Bank holds eight million dollars on deposit with the Federal Reserve, one million dollars in required reserves, and faces a required reserve ratio of ten percent. Given this information, we can say First National Bank has vault cash. A) two B) eight C) nine D) ten million dollars in 6) When an individual sells a $100 bond to the Fed, she may either deposit the check she receives or cash it for currency. In both cases A) reserves increase. B) high-powered money Increases. C) reserves decrease. D) high-powered money decreases. Page 2 of 9 in market interest rates relative to the discount rate will cause discount borrowing to A) fall; increase B) rise; decrease C) rise; increase D) fall; remain unchanged 8) If the Fed injects reserves into the banking system and they are held as excess reserves, then the money supply A) increases by only the initial increase in reserves. B) increases by only one-half the initial increase in reserves. C) increases by a multiple of the initial increase in reserves. D) does not change. 9) If the required reserve ratio is one-third, currency in circulation is $300 lion, checkable deposits are $900 billion, and there is no excess reserve, then the monetary base is A) $300 billion. B) 5600 billion. C) $333 billion. D) $667 billion. 10) During the 2007-2009 financial crisis the currency ratio A) increased sharply. B) decreased sharply. C) increased slightly. D) decreased slightly. 1 1) Which of the following is NOT an argument for the Federal Reserve paying interest on excess reserve holdings? A) Paying interest reduces the effective tax on deposits. B) Paying interest will help in the implementation of monetary policy. C) Paying interest will help the Federal Reserve have more control of the amount f discount loans. D) Paying interest increases the capacity of the Feuds balance sheet which will make it easier to address financial crises. 12) In the market for reserves, when the federal funds interest rate is below the discount rate, the supply curve of reserves is A) vertical. B) horizontal. C) positively sloped. D) negatively sloped. 3) The interest rate charged on overnight loans of reserves between banks is the A) prime rate. B) discount rate. C) federal funds rate. D) Treasury bill rate. Page 3 of 9 14) If float is predicted to decrease because of unseasonably good weather, he manager of the trading desk at the Federal Reserve Bank of New York will likely conduct a A) defensive; sale open market B) defensive; purchase C) dynamic; sale D) dynamic; purchase 1 5) The dis count rate is kept of securities. The federal funds rate because the F-De prefers that A) below; banks borrow reserves from each other. B) below; banks borrow reserves from the Fed. C) above; banks borrow reserves from each other. D) above; banks borrow reserves from the Fed. 1 6) From before the financial crisis began in September Of 2007 to when the crisis was over at the end of 2009, the huge expansion in the Feuds balance whet and the monetary base did not result in a large increase in monetary supply because A) most of it just flowed into holdings of excess reserve. B) the Fed also increased the required reserve ratio C) the Fed also conducted open market sales. D) the discount loan decreased. 7) If the unemployment rate is higher than the natural rate of unemployment, based on the Phillips curve, A) inflation will be higher. B) inflation will be lower. C) inflation expectations will be higher. D) inflation expectations will be lower. 18) One of the problems with higher inflation is A) higher economic growth. B) difficulty predicting relative price movements. C) larger decreases in inflation expectations. D) sma ller movements in equilibrium real interest rates. 19) Which set of goals can, at times, conflict in the short run? A) High employment and economic growth. ) Interest rate stability and financial market stability. C) High employment and price level stability. D) Exchange rate stability and financial market stability. 20) The decision by inflation targets to choose inflation targets reflects the concern Of monetary policymakers that particularly gem inflation can have substantial negative effects on real economic activity. A) below; high B) below; low C) above; high D) above; low Page 4 of 9 21) The problems of raising the level of the inflation target include A) if the zero-lower-bound problem is rare, then the benefits of a higher inflation target are not very large. B) the costs of higher inflation in terms of the distortions it produces in the economy are high. C) it is more difficult to stabilize the inflation rate at a higher targeting level. D) all of the above. 22) Which of the following is a potential operating instrument for the central bank? A) The monetary base B) The MI money supply C) Nominal GAP D) The discount rate 3) According to the Taylor principle, when the inflation rate rises, the nominal interest rate should be Increase. A) increased; more B) increased; less C) decreased; more D) decreased; less by than the inflation rate 24) The monetary transmission mechanism that links monetary policy to GO through real interest rates and investment spending is called the A) traditional interest-rate channel. B) Dobbins q theory. C) wealth effects. D) cash flow channel. 25) If monetary policy can influence prices and conditions in markets, then it can affect spending through channels other than the traditional interest-rate channel. A) asset; labor B) asset; credit C) commodity; labor D) commodity; credit 26) During the Great Depression, Dobbins q A) rose dramatically, as did real interest rates. B) fell to unprecedented low levels. C) stayed fairly constant, in contrast to most other economic measures. D) rose only slightly, in spite of Hovers attempts to prop it up. Page 5 of 9 27) Because of the presence of asymmetric information problems in credit markets, an expansionary monetary policy causes a which the adverse selection problem, thereby in net worth, increased lending to finance investment spending. A) decline; increases; encouraging B) rise; increases; discouraging C) rise; reduces; encouraging D) decline; reduces; discouraging 28) An expansionary monetary policy raises firms cash flows by interest rates. A) lowering real B) lowering nominal C) raising real D) raising nominal 29) The Federal Reserve has been preemptive because of the changing view that monetary policy has to be A) more; forward B) more; backward C) less; forward D) less; backward looking. 0) Large fluctuations in money supply growth and smaller fluctuations in the federal funds rate between October 1 982 and the early sass indicate that the Fed had shifted to 8) embowered reserves C) excess reserves D) required reserves Page 6 of 9 as an operating target. A) borrowed reserves Written Questions (60 points total, 20 points per question) Written Queerest #1 (20 points total) Suppose the following T-accounts represent The Central Bank and The Regular Bank (billions of dollars). The central Bank T-Account Assets Liabilities Government $BIBB Currency $BIBB Securities in Circulation Reserves $BIBB The Regular Bank T-Account $1 BOB Checking $BIBB Deposits Government Loans Equity Capital $BIBB a) Suppose the reserve requirement is 10%, calculate the money multiplier. B) Suppose The Regular Bank decided to no longer hold excess reserves. Draw new Discounts showing one possible initial change from this. Calculate the money multi pliers. C) If The Central Bank decides to rent a helicopter and drop $508 in newly printed money on the population, what would happen to the money supply ultimately based on part a)? What would happen based on part b)? Page 7 of 9 Written Question #2 (20 points total) F-or each part, Start by supposing the Federal Reserve current has a discount rate of 6% and the equilibrium federal funds rate is 5%, and the Fed pays 5% on excess reserves. Also, assume that there are currently SOB borrowed reserves. Sing a supply and demand diagram show the effects of an open market purchase and briefly explain the effect on the federal funds rate, non- borrowed reserves, and borrowed reserves (up/down/stay the same).

AIDS and YOU (May 1987) Essays - Free Essays, Term Papers

AIDS and YOU (May 1987) By Martin H. Goodman MD (this essay is in the public domain) Introduction: AIDS is a life and death issue. To have the AIDS disease is at present a sentence of slow but inevitable death. I've already lost one friend to AIDS. I may soon lose others. My own sexual behavior and that of many of my friends has been profoundly altered by it. In my part of the country, one man in 10 may already be carrying the AIDS virus. While the figures may currently be less in much of the rest of the country, this is changing rapidly. There currently is neither a cure, nor even an effective treatment, and no vaccine either. But there are things that have been PROVEN immensely effective in slowing the spread of this hideously lethal disease. In this essay I hope to present this information. History and Overview: AIDS stands for Acquired Immune Defficiency Disease. It is caused by a virus. The disease originated somewhere in Africa about 20 years ago. There it first appeared as a mysterious ailment afflicting primarily heterosexuals of both sexes. It probably was spread especially fast by primarily female prostitutes there. AIDS has already become a crisis of STAGGERING proportions in parts of Africa. In Zaire, it is estimated that over twenty percent of the adults currently carry the virus. That figure is increasing. And what occurred there will, if no cure is found, most likely occur here among heterosexual folks. AIDS was first seen as a disease of gay males in this country. This was a result of the fact that gay males in this culture in the days before AIDS had an average of 200 to 400 new sexual contacts per year. This figure was much higher than common practice among heterosexual (straight) men or women. In addition, it turned out that rectal sex was a particularly effective way to transmit the disease, and rectal sex is a common practice among gay males. For these reasons, the disease spread in the gay male population of this country immensely more quickly than in other populations. It became to be thought of as a "gay disease". Because the disease is spread primarily by exposure of ones blood to infected blood or semen, I.V. drug addicts who shared needles also soon were identified as an affected group. As the AIDS epidemic began to affect increasingly large fractions of those two populations (gay males and IV drug abusers), many of the rest of this society looked on smugly, for both populations tended to be despised by the "mainstream" of society here. But AIDS is also spread by heterosexual sex. In addition, it is spread by blood transfusions. New born babies can acquire the disease from infected mothers during pregnancy. Gradually more and more "mainstream" folks got the disease. Most recently, a member of congress died of the disease. Finally, even the national news media began to join in the task of educating the public to the notion that AIDS can affect everyone. Basic medical research began to provide a few bits of information, and some help. The virus causing the disease was isolated and identified. The AIDS virus turned out to be a very unusual sort of virus. Its genetic material was not DNA, but RNA. When it infected human cells, it had its RNA direct the synthesis of viral DNA. While RNA viruses are not that uncommon, very few RNA viruses reproduce by setting up the flow of information from RNA to DNA. Such reverse or "retro" flow of information does not occur at all in any DNA virus or any other living things. Hence, the virus was said to belong to the rare group of virues called "Retro Viruses". Research provided the means to test donated blood for the presence of the antibodies to the virus, astronomically reducing the chance of ones getting AIDS from a blood transfusion. This was one of the first real breakthroughs. The same discoveries that allowed us to make our blood bank blood supply far safer also allowed us to be able to tell (in most cases) whether one has been exposed to the AIDS virus using a

Critically analyse the recruitment challenges in the case study, Essay

Critically analyse the recruitment challenges in the case study, including how they impact on the strategic issues mentioned in the case - Essay Example According to Bradshaw (2007), in any profession, employees are attracted to work for an organisation that can guarantee full time job.1 This way, employees are assured of job security and development in their course of employment in the organisation. With this in mind, Black CAP employs individuals to work for it on a contract basis, which is a part time job that lasts for three to five years. In this regard, the organisation has a challenge of hiring people that wish to work on a part time basis. In fact, studies have documented that most of the people that work on a part time basis lack the necessary skills, experience and competence that can foster organisational growth (Allen 2008). This is attributable to the idea of lack of full time job that can lock such people from acquiring skills and experience obtained by people employed permanently through training and development and other incentives accrued from long term employment.2 Therefore, Black CAP may end up only hiring desperate employees that have failed securing job in other organisations and decide to work in any organisation under any working conditions provided by the organisation. Besides, Kim (2006) noted that owing to the fact that the employees know that they would not be working for the organisation for a long time, employees can lack the required motivation to keep them productive to bring change to the organisation.3 Yudhvir (2012) argued that there are many incentives that help improve the morale of workers including non monetary benefits.4 One of these incentives is the assurance of the employer to employee that he has a permanent job that he can rely on. This way, the employee is motivated to work hard to produce top results for the organisation.5 Since Black CAP is a nonprofit organisation, its remuneration package for its employees is much far less than that of private and public sectors. Therefore, the organisation is faced with the challenge of attracting proficient

International and Comparative Employment Relations Essay

International and Comparative Employment Relations - Essay Example The works on the labour standards and race to bottom are rather limited in the existing literature. Developed countries are now under the radar as there have been evidences that OECD countries are compromising on their labour protection issue. Many multinational companies like Foxconn are increasingly coming under scrutiny due to the unfair labour practices promoted by them (Chan, 2013). The purpose of this essay is to discuss the optimal labour standards mechanisms that should be developed by multinational companies so that they can qualify to be sustainable. The essay first establishes the problem that is being faced by the labourers and then discusses possible measures to improve the situation. The problem of race to bottom in labour market has been traced to the collective bargaining power of the labourers. The research conducted by Javorcik and Spatareanu (2011) had shown that multinational companies have been greatly deterred to enter into countries which have high labour costs on account of collective bargaining, a condition which is largely prevalent in the developed countries. The research conducted by Davies and Vadlamannati (2013) had shown that OECD countries have greatly relaxed their labour practices and joined the race to bottom. Their research had pointed out that it is not the labour laws which have gone through changes. It is rather the labour practices related to the enforcement of labour laws which have been hampered to a great extent. This behaviour of the countries can be directly seen as an attempt to attract higher Foreign Direct Investment (FDI). Similar findings were also made by Olney (2010) and he had observed that nations are engaged in a cut thro at competition with one another to reduce labour standards.

Medicine in the Middle Ages :: essays research papers

Medicine in the Middle Ages We are very lucky today. When we are sick we go and see the doctor, and he or she can usually make us better with the use of medicine. It wasn‘t like this in the medieval era. People didn‘t live very long at all. Two out of every 10 babies died in the first year of life and most people didn‘t live past 40. Wealthy people, who could afford trained doctors might live up to 10 years longer. There weren’t many trained doctors in Europe in the Middle Ages . In Paris in 1274 there were only 8 doctors and about 40 people practising medicine without any official training and they didn’t really understand how the body worked and why people got sick. When making a diagnosis doctors might consult medical books, astrological charts and urine samples. Some doctors believed disease was caused by bad smells or small worms, or the position of the planets or stars. They also charged very high fees, so only the rich could afford them. Although surgical operations were performed, they did not know about sanitisation and there were no anaesthetics. Most patients died from infection or shock. Many people didn’t believe in medicine at all. The most commonly used treatment was prayer. Ordinary people relied on methods their parents and grandparents used, such as lucky charms, magic spells and herbal cures. Some of the herbal cures were quite useful. The monks who looked after sick travellers in the monasteries were very skilled in using herbs. Some modern medicines are based on the herbs used in medieval times. In the 13th century Kings were believed to be able to cure illness, particularly the skin disease scrofula, just by touching the ill person. During the 14th century most of Europe was struck by a devastating disease called the Black Death, or bubonic plague. This disease was carried by flees which lived on rats. When the rats died, the flees jumped onto humans and spread the disease. Even though the Black Death was controlled in Europe by 1351, it came back regularly over the next 150 years. Dr Medi Evil has kindly agreed to come to the school today to help solve some of your medical problems. Hello everyone. Now Rachel, I believe you have the fever. This is because you have too much blood. I will put blood sucking leaches on you and this should fix your problem.

Nervousness and shyness Essay

Nervousness and shyness are always when it’s you’re first time. For many reason, and lot of stuff playing on my mind. Such, I do not know the people in the office; and I do not have any actual experience. That made me quiet at first. Trying to observe on how to get along with the employee. Later on, I found out that it wasn’t really difficult to mingle with the employee and to my co-trainee. In learned that most of them were jokers and they were so nice to trainee like me. As time goes by, the nervousness and shyness faded away made bonding and been close to the employees. And I feel happy and comfortable in the department I was assigned. My supervisor Mr. Wilfredo Solis, treat me as if I am one of his colleague. And even I’m just a trainee, it don’t made me feel uncomfortable as I worked with him and my interaction with other employees. I later learned to work with longer patient. Although, thoroughly working on something was time consuming. The output I have learned was a big factor that I considered. I learned from the employee and mostly on my supervisor experiences, and I apply it as whenever I needed to. I was encouraged to make well on my studies until I become professional. Sometimes, the warm temperature was a challenged on me, because there are times that I thought I might get sick. And I might get absent on my on-the-job duty. As a trainee or an intern, I have lots of duties or responsibilities to do on my assigned department. I was able to helped the regular employee especially my supervisor, through these following; †¢Reading transmitter Log. †¢Encoding Reports Furthermore, through these on-the-job training, it also enhanced my technical skills. That I know could be a plus point the sooner I landed on a job . And could help me eases the culture shock in dealing on the actual field and with different specialized people of their expertise. I learned a lot from my experiences as an On-the-Job Trainee of GMA TV10/RGMA Dagupan. First of all, I’m very much gratified for the support and understanding of my superiors especially on times when I committed mistakes. More than any learning thought in school, I learned to be with others, to work with people. I learn also to listen to my senior, Mr. Solis even though at times I can’t understand his instructions. I also learn to accept criticism and be apologetic for my mistakes. He particularly imparts in me what I must know in making use of corporate resources and corporate values. n sum, the whole OJT experience wasn’t as bad as I thought it would be. In fact, the 200 hours was a breeze except for those days when I had a hard time waking up, when traffic was really bad and when I was feeling lazy and out of it. Going to work and seeing some friendly faces helped a great deal. Having to do OJT with friends made it a whole lot easier for me. It was also nice to have to go to work together everyday with my sisters (and having occasional lunch outs at UCC or Oliver’s). I’m sure the real world wouldn’t always have as many friendly faces but we all, relationships that is, have to start somewhere. Before all the relationships and friendships have even started, we were but strangers in this sea of unfamiliar and nameless faces.